High-Efficiency Electric Home Rebate Act (2026)
HEEHRA — the High-Efficiency Electric Home Rebate Act — is the larger of the two IRA home-energy rebate programs, delivering up to $14,000 in point-of-sale rebates to income-qualified households. Households at or below 80% Area Median Income (AMI) get 100% project costs covered up to the caps. Households between 80% and 150% AMI get 50% covered. The program runs through state energy offices, not the IRS — so the application process and rollout date varies by state. As of early 2026, most states have launched HEEHRA in pilot or full mode.
What this credit covers
Income-capped point-of-sale rebate funded by IRA. Administered through state energy offices. Heat pumps up to $8,000, induction stoves up to $840, electric panel up to $4,000, wiring up to $2,500, heat pump water heaters up to $1,750, heat pump dryers up to $840, insulation/air sealing up to $1,600.
- Heat pumps (up to $8,000)
- Heat pump water heaters (up to $1,750)
- Heat pump clothes dryers (up to $840)
- Induction/electric stoves (up to $840)
- Electric panel upgrades (up to $4,000)
- Electric wiring (up to $2,500)
- Insulation, air sealing, ventilation (up to $1,600)
Eligibility quick check
What is the income cap?
Household income at or below 150% Area Median Income (AMI) for your county. ≤80% AMI = 100% cost coverage up to caps. 80–150% AMI = 50% cost coverage up to caps.
How do I find my AMI?
HUD publishes AMI by county at huduser.gov. State energy offices typically include an AMI lookup tool in the HEEHRA application portal.
Can renters benefit from HEEHRA?
Yes — landlords of buildings where 50%+ of tenants meet the income cap qualify.
How to claim HEEHRA on your tax return
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Check state launch status
Visit your state energy office HEEHRA page. As of 2026, most states are accepting applications. Some are still in pilot.
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Verify income eligibility
Use the AMI calculator on the state portal. Have most recent tax return ready.
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Choose a HEEHRA-approved contractor
State portals list certified contractors. The contractor handles the rebate paperwork — most apply it as point-of-sale price reduction.
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Reserve the rebate before installation
Most states require pre-approval. Funds are first-come, first-served against state allocation.
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Confirm the discount on your invoice
The rebate appears as a line-item discount on the contractor invoice — reducing what you owe out of pocket.
Stacking with state and utility programs
HEEHRA stacks with state and utility rebates but NOT with 25C on the same item. Pick the higher: HEEHRA wins for income-qualified, 25C wins for higher-income.