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Federal energy tax credits and IRA rebates (2026)

Eight federal pathways cover solar, heat pumps, EVs, batteries, geothermal, and electrification. Most run through 2032. Some are tax credits (claimed at filing); two are point-of-sale rebates (HEEHRA, HOMES). Each entry below is a deep guide.

25C Active

Energy Efficient Home Improvement Credit

30% up to $3,200 per year

Annual cap is $1,200 for general efficiency upgrades + $2,000 for heat pumps, heat pump water heaters, and biomass stoves. The cap resets every tax year through 2032.

Valid through December 31, 2032

25D Phasedown

Residential Clean Energy Credit

30% of cost, no cap

Uncapped 30% credit on solar PV, solar water heating, geothermal heat pumps, fuel cells, small wind, and battery storage (3 kWh+).

Valid through December 31, 2034

30C Active

Alternative Fuel Vehicle Refueling Property Credit

30% up to $1,000 (residential)

Residential EV charger installations qualify for 30% of cost up to $1,000. Property must be located in an eligible census tract (low-income or non-urban).

Valid through December 31, 2032

30D Active

Clean Vehicle Credit

Up to $7,500

$3,750 for critical-minerals sourcing + $3,750 for battery-components sourcing. Income-capped. Transferable to dealer at point of sale since January 2024.

Valid through December 31, 2032

25E Active

Previously-Owned Clean Vehicle Credit

Up to $4,000

30% of sale price up to $4,000. Vehicle sale price must be $25,000 or less. Tighter income caps than 30D.

Valid through December 31, 2032

HEEHRA Active

High-Efficiency Electric Home Rebate Act

Up to $14,000 per household

Income-capped point-of-sale rebate funded by IRA. Administered through state energy offices. Heat pumps up to $8,000, induction stoves up to $840, electric panel up to $4,000, wiring up to $2,500, heat pump water heaters up to $1,750, heat pump dryers up to $840, insulation/air sealing up to $1,600.

Valid through September 30, 2031 or until state allocation depleted

HOMES Active

Home Owner Managing Energy Savings Rebate Program

Up to $8,000 per household

Performance-based whole-home retrofit rebate. Tied to modeled or measured energy savings. Income-amplified for households below 80% AMI.

Valid through September 30, 2031 or until state allocation depleted

45L Active

New Energy Efficient Home Credit

Up to $5,000 per home (builder/developer)

Builder credit — passed through to homebuyer if builder applies it as a price reduction. $2,500 ENERGY STAR-certified, $5,000 DOE Zero Energy Ready Home certified.

Valid through December 31, 2032